Transaction Codes

Transaction Codes are used to classify and identify specific types of financial activities within the system, such as deposits, withdrawals, transfers, and fees. Providing a precise way to understand the nature and purpose of each transaction entry.

This value is present in the like creditCode and debitCode fields of the Create Internal Transfer API endpoint.

Code List

This table provides a comprehensive list of transaction codes and their descriptions.

Code	Description
10	Funds Transfer Credit
12	POD - Bank Initiated Credit
14	Online Keyed Credit Memo
16	POD - ForcePay Credit/Deposit
17	Online ForcePay Credit/Deposit
19	Remote Merchant Deposit
20	Regular Deposit
21	Misc Credit
22	Misc Debit
23	Deposit Correction-Credit
24	Deposit Correction-Debit
26	Encoding Error Credit Adjstmnt
27	RECURRING POS DEBIT CHECKING
28	RECURRING POS DEBIT SAVINGS
30	Increase Accrued Interest
31	Credit Int to Bal/Raise YTD
32	Decrease YTD Interest Paid
33	Increase YTD Fed Withholding
35	HSA Contribution Current Year
36	HSA Contribution Prior Year
37	HSA Transfer Contribution
38	HSA Rollover Contribution
39	HSA Reinvestment Deposit
40	Int'l Wire Transfer Debit
41	Int'l Wire Transfer Credit
42	Savings Withdrwl/Check Revrsal
43	Bank Initiated Credit
49	Manually Keyed Descriptive Cr
51	Savings/Club Withdrawal
52	ACH Chargeback
53	ACH Credit Back Item
54	ACH Chargeback Fee
55	ACH Credit Back Fee
57	POD-ForcePay Withdrawal/Debit
58	Online ForcePay Debit/Withdrwl
59	Electronic ForcePay Debit
60	Counter Cash Withdrawal-MMKT
61	Check (OnUs)
63	Check (Regular Inclearings)
64	Check (ForcePay)
65	Closing Withdrawal
66	IAT ACH Withdrawal
67	IAT ACH Deposit
68	Zelle Credit
69	Zelle Debit
70	Funds Transfer Debit
71	RTP Credit
72	RTP Debit
73	Bank Initiated Debit
74	Online Keyed Debit Memo
76	Encoding Error Debit Adjstmnt
78	ICS Test Sweep Debit
80	Decrease Accrued Interest
82	Increase YTD Interest Paid
83	Decrease YTD Fed Withholding
84	In Person Transfer Debit
85	In Person Transfer Credit
87	Atm Fee Rebate Credit
88	Atm Fee Rebate Debit
89	Deposit Reversal
90	Credit Reversal (Affects Enc)
91	HSA Distribution
92	HSA Transfer Withdrawal
93	HSA Death Distribution
94	HSA Disability Distribution
95	HSA Death Dist-Yr After Death
96	HSA Reinvestment Withdrawal
97	HSA Remove Excess Contribution
98	HSA Non-Reportable Distributn
99	Manually Keyed Descriptive Dr
110	Safe Deposit Rental Payment
111	Domestic Wire Transfer Debit
112	Wire Transfer Fee
113	Telephone Transfer Debit
114	Telephone Transfer Credit
115	Telephone Transfer Fee
116	Domestic Wire Transfer Credit
119	Returned Item Credit
120	Return Item Credit
121	Return Item Charge
122	Insufficient Funds Charge
123	Paid Short Item Fee
124	Reverse NSF Item Charge
125	Stop Payment Returned Item
126	Stop Payment Returned Item
127	NSF Item Paid
128	Paid Item Charge
129	Overdraft Item Charge
130	Stop Payment Charge
131	Sweep Transaction Charge
132	ATM Transaction Charge
133	Federal withholding
134	State withholding
135	Chargeback
136	Credit Back Item
137	Chargeback Fee
138	Credit Back Fee
139	Reverse OD Item Charge
140	Internet Transfer from CD
141	Internet Transfer from DDA
142	Internet Transfer from Savings
143	Internet Transfer from Loan
144	Internet Transfer to DDA
145	Internet Transfer to Savings
146	Internet Transfer to Loan
147	Internet Transfer to CD
148	Internet Transfer to IRA
149	Transfer to Christmas Club
150	Deposit from CD
151	Interest Rate Change
152	Lease security credit
153	Lease security debit
154	Lease security increase YTD
155	CD Interest
156	Accounts Payable Payment
157	Distribution from IRA
158	Lease security check
159	Print Interest Check
160	Interest Deposit
161	AFT Credit
162	ACH Credit Force Pay
163	ACH Credit
164	Loans In Process Payment
165	Stockholder Dividend Deposit
166	Interest Transfer Debit
167	Interest Transfer Credit
169	Overdraft Interest Charge
170	Daily Overdraft Fee
171	Automatic Cash Advance
173	Automatic Cash Reserve Payment
174	ODP Payment - Interest
175	Excess MMD transaction charge
176	Multiple Statement Cycle Fee
177	Multiple Statement Copy Fee
178	Overdraft Item Charge
179	Insufficient Funds Charge
180	Service Charge
181	AFT Debit
183	ACH Debit
184	ACH Debit Force
185	Christmas Club Closing Entry
186	Club Account Interest Payment
187	Proceeds of Club Account
188	Account Analysis Charge
189	Sales Tax on Service Charge
190	List Post
191	Interest Withheld - Checking
192	Interest Withheld - Savings
193	Interest Withheld - Xmas Club
194	Interest Withheld for CD
195	Interest Withheld for Escrow
196	Interest Withheld for Contract
197	Interest Withheld for LIP
198	Federal Interest Withheld
199	State Interest Withheld
200	Lock Box Deposit/New RDC
201	Voice Response Credit
202	Voice Response Debit
203	Voice Response Transaction Fee
205	Redeposit Fee
210	Remote Deposit Anywhere-Mobile
212	ATM Deposit - DDA
215	Single Entry Remote Deposit
222	ATM Deposit
223	POS Credit - DDA
227	ATM Withdrawal
228	POS Debit - DDA
229	POS Pre-Authorized Debit - DDA
232	ATM Deposit
233	POS - Credit - Savings
237	ATM Withdrawal
238	POS Debit - Savings
239	POS Pre-Authorized Debit - Sav
242	ATM Transfer Savings to DDA
250	Credit Accrual Adjustment
251	Debit Accrual Adjustment
261	ATM Transfer DDA to Savings
272	ATM - Withdrawal - DDA
281	ATM Deposit - Savings
283	ATM Transfer Savings to DDA
285	ATM Withdrawal - Savings
287	ATM Transfer DDA to Savings
291	Currency Conversion Fee
294	ATM Service Charge
295	ATM Service Charge Reversal
296	ATM Debit Reversal
297	ATM Credit Reversal
298	ATM Service Charge Reversal
299	ATM Service Charge
301	RC T/C
302	Account Recon Credit
310	Cash Management Debit
311	Cash Management Credit
316	In-Person Transfer Debit
317	In-Person Transfer Credit
319	Chargeback Item
320	Chargeback Item Fee
333	Account Service Fee
334	Fee Code
341	3rd Party Sweeps Credit
344	3rd Party Sweeps Debit
360	Service Charge
361	Balance Fee in Service Charge
362	Item Charges in Service Charge
363	Bank Admin Fee in Service Chg
364	Dormant Fee in Service Charge
365	Balance Credit in Service Chg
366	Related Account credit to S/C
367	Minimum Fee Debit to S/C
368	OD Balance Credit to S/C
369	Debit Fee in Service Charge
370	Credit Fee in Service Charge
371	Transit Fee in Service Charge
372	On Us Fee in Service Charge
373	Item Fee in Service Charge
374	Base Fee in Service Charge
375	MMD third party Excess Charge
376	MMD total item Serv. Charge
377	Rel. Pricing Credit to S/C
378	Local Fee in Service Charge
410	Loan dealer interest credit
415	Loan dealer recourse debit
420	Loan dealer interest debit
425	Dealer disbursement credit
426	Dealer disbursement debit
430	Loan escrow disbursement
471	Syndication Credit
472	Participation Credit
473	Automatic Loan Payment
474	Syndication Debit
475	Participation Debit
476	Debt Protection Payment
501	Insufficient Funds Charge
502	Refund Returned NSF- STD/YTD
503	Refund Daily OD Fee- STD/YTD
504	Reverse UCF Item Charge
505	Refund Returned NSF- STD
506	Refund Returned NSF- YTD
507	Refund Daily OD Fee- STD
508	Refund Daily OD Fee- YTD
509	Refund Paid NSF STD/YTD
510	Refund Paid NSF YTD
511	Refund Paid NSF STD
541	Transfer from G/L
544	Transfer to G/L
550	Uncollected Funds Fee
551	Reverse UCF Item Fee
556	Reverse NSF Item Fee
557	Returned Short Item Fee
558	Reverse OD Item Fee
559	Reverse UCF Item Fee
640	Internet Transfer from CD
641	Sweep Transfer from DDA
642	Internet Transfer from Savings
643	Internet Transfer from Loan
644	Sweep Transfer to DDA
645	Internet Transfer to Savings
646	Internet Transfer to Loan
647	Internet Transfer to CD
689	IRA Transfer
721	ICS - TRANSFER FROM DDA
722	ICS- TRANSFER FROM SAVINGS
724	ICS- TRANSFER TO DDA
725	ICS- TRANSFER TO SAVINGS
750	Trans to DDA Credit Relation
751	Trans to Sav Credit Relation
752	HB Transaction Fee
753	Int Bnking Service Charge
754	Int Bnking prior day inquiry
755	Int Bnking current day inquiry
756	Int Bnking history inquiry
757	Int Bnking adding a stop
758	Int Bnking inquiring on a stop
759	Int Bnking doing a single wire
760	Int Bnking doing a repeat wire
761	Int Bnking view of statement
762	Int Bnking transfering funds
763	Int Bnking downloading file
764	Int Bnking uploading pos pay
765	Int Bnking uploading recon
766	Int Bnking ACH items
767	Int Bnking ACH batch
768	Int Bnking ACH file upload
769	Int Bnking Bill Pay enroll fee
770	Int Bnking Bill Pay cycle fee
771	Int Bnking Bill Pay item fee
772	Int Bnking E-mail alert credit
773	Int Bnking E-mail alert fee
774	Int Bnking text alert credit
775	Int Bnking text alert fee
780	Int Bnking ARP file upload
825	ARP Return Item
826	ARP Return Item
911	Closing Entry:Reduce accrued
912	Closing Entry:Increase YTD int
913	Closing Entry:Accrued int paid
914	Closing entry - service charge
916	Closing entry - zero balance
917	Closing entry - create check
918	Closing entry - Deposit funds
919	Closing entry - Deposited
920	Memo Credit
921	Clear Pre-Auth Memo Hold
926	Closing entry -Credit balance
928	Closing entry -Credit transfer
929	Closing entry -Funds Transfer
960	Fresh Start Advance
961	Fresh Start AFT Payment
970	Contract Collection Deposit
971	Contract Collection Reversal
972	Contract Collection Check
980	Memo Debit
981	Pre-auth Memo Hold
988	Account Analysis Bill Fee
990	Bill Pay Credit
993	Bill Pay Debit